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Are Your Pockets Going to Get Picked This Holiday Season?
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By Jim Persinger
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Tips to help keep you safe while shopping on the Internet
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Cybercrime statistics will grow
in the next 60 days as thieves spend their time looking for your
information floating around the Internet. It's a science that
a lot of us can't understand and we often spend our time wondering, "How in world did they think of
that". Well it's mainly due to our own lack of knowledge of what
to protect and, in part, being lazy and forgetting the basics
of security and ignoring that potential unsolicited email may
contain harmful methods geared towards collecting your information.
Each one of us at some
point in time has received an email that made the curiosity come
out of us. And the links they often contained really makes us
want to click it, when in reality the email has some type of embedded
code that
may release a virus or worm on to our system.
A wave of more sophisticated
e-mail phishing scammers have infiltrated the Web
this year hoping to cash in on the gift-buying crunch. (Phishers
are the
cyber-crooks who send e-mails asking for personal information or
directing
people to hoax Web sites.) .
Experts expect another
whopping increase in online holiday shopping this year.
Internet sales are likely to jump to $18 billion - a 25 percent
increase over last
year, according to Forrester Research, a market research firm.
Here are some tips to help
keep you safe while shopping on the Internet:
1) Know whom you're dealing
with:
Do
a little searching and researching on the company and its objective
to sell something to you. Items offered
for sale well below the normal price, should alert
you that something isn't right.
2) Get all the
details in writing.
Get
the name and address of the seller; how much the product or service
costs; what is included for that price; whether there
are shipping charges; the
delivery time, if any; the seller's privacy policy;
and most importantly - their
cancellation and return policy.
3) Look for signs
that online purchases are secure.
At
the point that you are providing your payment information, the beginning
of
the Web site address should change from http to shttp
or https, indicating
that the information is being encrypted-turned into
code that can only be
read by the seller. Your browser may also signal that
the information is
secure with a symbol, such as a broken key that becomes
whole or a
padlock that closes. And make sure you log out properly.
That does not
include clicking the 'X' in the upper right corner or
'File/exit' in your browser.
4) Never enter
your personal information in a pop-up screen.
When
you visit a company's Web site, an unauthorized pop-up screen created
by an identity thief could appear, with blanks for you to
provide your personal
information.
5) Keep documentation
of your order.
When
you've completed the online order process, there may be a final
confirmation page and/or you might receive confirmation by
email. Print that
information and keep it handy in case you need it later. Sometimes
the email
will fail to get to your 'Inbox', but printing your finalized
order, will give
authorities something to work from.
Although
we may beef up our security from the day after Thanksgiving to the
day after Christmas, you really should extend that another
30 days out
starting from December 26 since most retailers will allow
you return items
back to the credit card used for up to 60 days with the confirmation
number
and remember thieves are still lurking around waiting for
that information to be
passed back to the consumer.
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What to do if you become a victim:
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Turn off your computer and leave it off.
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If you suspect that you have been a victim of a Cybercrime
incident, the first
steps that needs to be done is to contact your credit card companies
and keep
an eye on your credit and bank accounts. After doing that, it's very
important to
turn off your computer and leave it off until you can make contact
with a
Computer Forensics' or Cybercrime specialist. If you're unaware of
whom to
contact, find a Private Investigator or an Attorney that can recommend
one.
The Computer Forensics'
or Cybercrime specialist will be able to make an exact
copy (image) of your internal hard drive using devices such as an ImageMASSter
Solo III Forensic Data Acquisition Tool. This will preserve the data
from getting overwritten or changed and will later provide you with the details
of the information outlining how your system was compromised and possibly what was taken.
This stage is crucial to successfully prosecuting the person that did this
to you and
allows the Computer Forensics' or Cybercrime specialist to actively
pursue for
you the person responsible by following up with local law enforcement.
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Happy and Safe Cyber surfing!
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Jim Persinger will be appearing on The Fox News Cable Channel
Friday, December 9th at 1:00 P.M.
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